What is Covered California?
The Covered California
Health Exchange is the government agency offering subsidized Obamacare plans for this state. The California Health Exchange
was created to assist citizens and legal residents with applying for marketplace coverage in order to comply with the Affordable Care Act (“ACA”). When the law was passed in 2010, each of the 50 states had to decide to either create a state-run health insurance exchange or offer enrollment through a federally-operated exchange. This state chose to create their own exchange and called it “Covered California”
How can I enroll?
Individuals and families that experience a qualifying life event can enroll in a Covered California health insurance plan outside of the annual open enrollment period. This is called Special Enrollment
. In most cases you have 60 days from the date of the qualifying life event to enroll in a health insurance plan (or change your existing plan) through Covered California. If you know ahead of time when you are going to lose your health coverage, you will also have an additional 60 days to enroll before that date to prevent any gaps in coverage.
For assistance with navigating the Covered California website, contact St. Francis Medical Center Benefits Resource Center at (310) 900-7380.
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