Benefits Frequently Asked Questions
Q: When will my benefits end?
Benefits will stop on the 1st of the second month following the termination date. For example, if the separation/termination date is 6/30/2018, then the active employee benefits
terminate on 8/1/2018.


Q: Are there any exceptions?
Under the following conditions, an employee terminating in June or July may receive benefits ending October 1st:
  • 10 month employee terminates employment in June (completes contract year)
  • 11 or 12 month employee hired prior to July 1997
Under the following conditions, an employee terminating in June may receive benefits ending September 1st:
10 month employee being paid over 11 months (183 work days) and completes contract


Q: How do I continue my benefits?
COBRA letters will be sent by certified mail to employee with monthly cost to continue medical, dental, and vision benefits. You have 60 days from the day your benefits end to enroll in COBRA. Contact the Benefits Office (562) 922-6800 or (562) 803-8392 if you have any questions once you receive your packet.

Q: How long can I continue COBRA benefits?
  • Dental and Vision - 18 months
  • Medical - 18 months under Federal COBRA plus an additional 18 months under California

Q: Can I change my medical and dental plans upon COBRA enrollment?
  • Dental - NO
  • Medical - YES

Q: How do I make monthly COBRA payments?
  • Dental and Vision - Send a check payable to LACOE to the LACOE Benefits Office at 9300 Imperial Highway, Downey, CA, 90242. Payment is due the 1st of month, or subject to cancellation.
  • Medical - Send a check to your medical provider

Q: What about my UNUM Life Insurance?
A portability policy is available. You must submit a portability enrollment form along with check to UNUM no later than 31 days after the termination of active life insurance benefits. Contact the Benefits Office for a portability enrollment form.

Q: Who do I contact if I have more questions?
Please contact the Benefits Office at (562) 922-6800 or (562) 803-8392:
  • For last names beginning with A-J, ask for Marilyn Maltby
  • For last names beginning with K-Z, ask for Kelly Johnston
For more information, please visit the Employee Benefits page on the Employee Intranet at www.lacoe.edu